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Turn everyday spending into $700+* in extra rewards each year

Find the single card that pays you most todayMap every purchase category to the best card already in your walletDiscover new cards that can boost your annual rewards even higher

*Based on U.S. Bureau of Labor Statistics Consumer Expenditure Survey average card-eligible spend (~$2.5 k/month). Baseline = 1 % cash-back; Optimized = minimum 2–3 % blended reward rate with our recommended cards.

🔒100% Private – No personal information required

We only ask for spending estimates to calculate your best rewards. No names, addresses, or financial data needed.

Category-Specific Analysis
Multi-Card Strategies
Mathematical Precision

How It Works

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1

Enter Monthly Spending

Enter how much you spend each month in categories like dining, groceries, and travel. We'll show both monthly and annual totals to help you see the bigger picture.

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2

Choose Reward Type

Select whether you prefer cashback (direct money back), points/miles (for travel), or let us find the best overall value by comparing both options.

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3

Get Personalized Rankings

See exactly which cards earn you the most money for each category and overall. Get single-card recommendations plus multi-card strategies that optimize 2-3 cards for maximum rewards across all spending.

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Category Analysis

Find the best card for each spending category

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Multi-Card Strategies

Optimize 2-3 card combinations for maximum rewards

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Mathematical Precision

Exact calculations for optimal reward maximization

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Account Features

Track owned cards and get expanded recommendations

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Example Annual Value:

$1,234.56

Based on optimized card selection